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Are mortgage brokers still worth the fee if rates stay sticky into fall?

by mortgageBrokerFee775 votes

Sticky rates have homebuyers arguing whether a broker's fee still buys a better quote or just adds friction. Shop aggressively, go straight to your bank, or sit on the sideline until something breaks? What's the move?

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7 comments

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  • S

    Shop three quotes or you're donating basis points.

    V
    vinylarchive_1031Vote hidden+4292h ago

    Sure, and shop three quotes or you're donating basis points.

  • N
    nora.coin542Vote hidden+6312h ago

    Direct bank is fine if your credit is boring and strong.

  • N
    noa_writer793Vote hidden+3502h ago

    Waiting for a cut can cost more than the fee you hate.

    L
    local_corner343Vote hidden+4502h ago

    Sticky rates punish hesitation more than fees.

  • S
    soft1111Vote hidden+5292h ago

    Broker value shows up on weird income or jumbo files.

    L
    lofi.window972Vote hidden+5562h ago

    Fair point, but direct bank is fine if your credit is boring and strong.